INSIGHTS

Do I Need A Multi-Family Office?

As individuals, families, and businesses accumulate wealth, their financial lives inevitably become more complex. One solution is a Multi-Family Office, a specialized service that provides a broad spectrum of wealth management tools.

By Russell Silberstein | November 13, 2023

Why Aren't We in a Recession?

Explore the financial impacts of the pandemic and the unpredictable nature of the economy. Learn about the various factors that have helped sustain economic growth despite stubbornly high inflation.

By Kevin Dukesherer, CFA® | October 11, 2023

In a True Partnership, Financial Accountability Goes Well Beyond the Investment Strategy.

The challenges and successes of wealthy families are often measured in decades, even generations, and investors are accountable for their own lives. But who is accountable to them?

By Russell Silberstein | September 18, 2023

The Impending Tax Sunset: Part 2 - Preparing for Potential Scenarios

Learn about the different potential outcomes of the Tax Cuts and Jobs Act (TCJA) sunset and how to help safeguard your financial future amidst these changes.

By Chelsey Frate, AWMA^® | September 5, 2024

The Impending Tax Sunset: Part 1 - Are You Prepared?

As the Tax Cuts and Jobs Act (TCJA) sunset approaches, affluent families must prepare for significant changes in estate and income tax provisions.

By Chelsey Frate, AWMA^® | August 7, 2024

Preserving Wealth Across Generations with Tax Loss Harvesting

Tax loss harvesting is a useful strategy that can enhance your estate plan by offsetting capital gains taxes, helping to preserve your wealth and ensure a robust legacy for future generations.

By Chelsey Frate, AWMA^® | July 10, 2024

Estate & Tax Planning in California: The Basics

Learn about available estate and tax planning strategies for California families, including trusts, life insurance, and tax loss harvesting, that can help preserve your legacy and minimize taxes.

By Chelsey Frate, AWMA^® | June 5, 2024

Strategic Philanthropy: Maximizing Impact While Minimizing Taxes

Successful philanthropy involves more than just generous giving. It requires thoughtful planning and strategic decision-making, especially when it comes to tax implications and wealth preservation.

By Russell Silberstein | December 6, 2023

Concentrated Stock Position: A Double-Edged Sword

In an investment landscape where prudence dictates diversification, having a concentrated stock position can appear as a double-edged sword.

By Chelsey Frate, AWMA^® | November 7, 2023

Key Benefits of PPLI & PPVA

Private Placement Life Insurance (PPLI) and Private Placement Variable Annuities (PPVA) are two solutions to optimize investment strategies while minimizing tax exposure, particularly California-based income tax.

By Russell Silberstein | September 27, 2023

Why Business Succession Planning Matters

After years of hard work building your business, the last thing you want is uncertainty when you step away. Yet, many business owners face this due to a lack of succession planning.

By Chelsey Frate, AWMA^® | September 4, 2025

Maximizing Wealth Preservation: The Crucial Role of Early Business Succession Planning

For the families we serve, developing a comprehensive business succession plan or exit strategy is vital in safeguarding assets and minimizing tax liabilities.

By Russell Silberstein | October 2, 2023

Ensuring a Seamless Transition: Crafting a Tax-Conscious Business Succession Plan

As time progresses, business owners must plan for their transition to the next generation. A succession plan ensures the preservation of their legacy, maximizes tax efficiency, and minimizes potential disruptions.

By Russell Silberstein | August 30, 2023

Navigating Private Equity Investments

PE Investing Series - Part I

Private equity investments have shown resilience during periods of high volatility; however, to maximize these advantages, it is essential to understand valuation nuances and available risk management strategies.

By Russell Silberstein | January 10, 2024

Alternative Investments: We Focus on Growth Equity

PE Investing Series - Part II

Private equity exposure plays a crucial role in a diversified portfolio, offering numerous benefits to investors and companies alike.

By Russell Silberstein | February 14, 2024

Creating Growth Through Operational Improvements

PE Investing Series - Part III

Identifying the right investment opportunities is crucial in private equity and involves careful analysis of the company's financial performance, industry position, and growth potential.

By Russell Silberstein | March 13, 2024

Q4 2024

The overall investment and economic landscape remain heavily influenced by two major trends: the daily news cycle from Washington and artificial intelligence. What can investors expect in the year ahead?

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Q3 2024

With the elections now behind us, we are faced with determining campaign rhetoric versus actual policy—no easy exercise. While we don't have an exact roadmap, we have a high-level expectation of what's ahead.

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Q2 2024

Despite ongoing economic challenges, we remain focused on the long term with high-quality investments in various sectors and an emphasis on leveraging fixed income and real estate markets as dynamics shift.

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Q1 2024

The ability to optimize capital gains tax and income tax planning will be increasingly valuable in a changing tax environment.

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Q4 2023

Even with the mixed news received in the final quarter of 2023, the stock market did not suffer. However, new challenges have arose in the bank lending markets due to impending refinancing needs amid higher interest rates.

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Q3 2023

Financial markets continued to pose challenges in Q3 with high consumer debt, instability in the Middle East, and interest rate impacts.

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Carmel Capital Partners Announces the Appointment of Wealth Advisor Chelsey Frate

Carmel Capital Partners is excited to announce the appointment of Chelsey Frate as its newest Wealth Advisor. With a strong background in financial advising and a commitment to personalized service, Chelsey brings valuable expertise to the firm.

By Newswire | November 8, 2023

Carmel Capital Partners Welcomes Institutional Equity Specialist Kevin E. Silverman, CFA®

Carmel Capital Partners welcomes institutional equity specialist Kevin E. Silverman, CFA®, as a Portfolio Manager. Silverman brings over 35 years of institutional-level investing experience to serve individuals, families, and business owners as part of the Carmel team.

By Newsfile Corp. | October 16, 2023